MORVEN, SOUTH CANTERBURY Local contact. Wider possibilities.
ARM CarsCall Raj ↗
Home / Buying

Buying

Private seller or dealer: comparing purchases

Compare the seller, paperwork and protections as well as asking price.

ARM Cars editorial guide · Reviewed 3 November 2026

Identify your seller

Ask whether the sale is private or in trade. A referral may involve a different contractual seller from your first contact. Clarify this before paying a deposit.

Understand the protection difference

Consumer Protection explains that private purchases generally lack the same Consumer Guarantees Act protection as trader purchases. Read the official guidance for your circumstances instead of assuming the cheapest offer provides equivalent protection.

Keep checks consistent

Use inspection findings and clear paperwork whichever seller you choose. Put promises in writing and confirm vehicle identity and security interests. Take time to reconsider if pressured to skip these steps.

Official information and further reading

Requirements can change. Check the linked authority before completing paperwork or relying on a driving entitlement.

General information, not a vehicle inspection or confirmation of stock. Budget examples are planning figures. Current prices and availability must be confirmed.

Talk to Raj Call · WhatsApp · Text

YOUR LOCAL MECHANIC & CAR CONTACT

Hi, I’m Raj.

A car you’ve seen? A repair you need? Let’s work out the next step.

Call 027 347 1301WhatsApp Raj ↗Send a text message ↗

7 am–8 pm daily. Opens your phone or messaging app; nothing sends automatically.

Hides the entire floating bar on this browser. Restore it from the footer.